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Public funding and low-interest loans

All public funding lines in one place: ICO loans, ENISA participative loans, CDTI R&D funding and mutual guarantee schemes in Spain, plus the credit lines of public and development banks in Paraguay and Latin America, such as the AFD and FOGAPY guarantees.

Most of them are arranged through a bank, credit union or approved lender. Tell us how much you need and what for, and a verified institution will review your case and come back to you with an offer.

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Choose a country: each one has its own page with everything open there.

Funding in Spain · 31 open

See all 31 in Spain →

Funding in Paraguay · 27 open

FundingOpen

AFD Mi Casa

Agencia Financiera de Desarrollo (AFD) · Paraguay

PYG 1,500,000,000

Open deadline

FundingOpen

AFD Procampo Verde

Agencia Financiera de Desarrollo (AFD) · Paraguay

Open deadline

See all 27 in Paraguay →

Funding in Chile · 1 open

See all in Chile →

Funding in Colombia · 3 open

See all in Colombia →

Funding in the Dominican Republic · 3 open

See all in the Dominican Republic →

Funding in Uruguay · 1 open

See all in Uruguay →

Funding in Peru · 2 open

See all in Peru →

Funding in Mexico · 3 open

See all in Mexico →

Funding in Argentina · 3 open

See all in Argentina →

Funding in Ecuador · 3 open

See all in Ecuador →

Funding in Guatemala · 1 open

See all in Guatemala →

Funding in Honduras · 1 open

See all in Honduras →

Funding in El Salvador · 2 open

See all in El Salvador →

Funding in Costa Rica · 1 open

See all in Costa Rica →

Funding in Panama · 1 open

See all in Panama →

Funding in Bolivia · 1 open

See all in Bolivia →

Frequently asked questions: Funding

What is a low-interest public loan?+

A loan backed by public money or a public guarantee, with a lower interest rate, a longer term or a longer grace period than a standard loan. Your bank grants it, but the public body (ICO, ENISA, CDTI, AFD…) sets the conditions.

How do I apply for an ICO loan in Spain?+

Directly at any bank that takes part in the ICO line. The bank assesses the operation and takes on the risk; ICO provides the funds.

Can I combine public funding with a grant?+

Often yes, as long as the rules of both allow it. Check the compatibility section of each call.

Who can apply?+

Mainly freelancers, SMEs and companies; some lines are aimed at entrepreneurs or specific sectors.

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